Free tools that give you
answers, not just estimates.
Every calculator on Rapcova shows you the reasoning behind the number — not just the output. Because a number without context is not useful.
Eight Tools. All Free.
SIP Calculator
What your monthly SIP becomes - and why starting early changes everything.
Input
Monthly amount, duration, expected return
Output
Final corpus with year-by-year compounding curve
Retirement Corpus Calculator
The number you actually need and the monthly contribution that gets you there.
Input
Current age, retirement age, monthly expenses today, inflation rate
Output
Target corpus, required monthly investment, recommended instrument mix
ETF Basket Builder
Enter your SIP budget and get a complete diversified instrument portfolio.
Input
Monthly SIP budget
Output
Portfolio across asset classes with allocation percentages
Insurance Cover Calculator
Exactly how much life and health cover you actually need.
Input
Annual income, outstanding loans, dependents, years to retirement
Output
Recommended life and health cover with reasoning
Goal-Based Planner
Enter your goal, timeline, and current savings. Get a month-by-month investment plan.
Input
Goal amount, target year, current savings
Output
Monthly investment required, instrument breakdown, projected growth
FD vs Debt MF vs Bond Comparator
Which fixed income instrument actually serves you best after tax and inflation.
Input
Investment amount, tenure, tax bracket
Output
Post-tax post-inflation real return for all three side by side
Tax Saving Planner
How much tax you can still save this year and with which instruments.
Input
Gross income, existing 80C investments
Output
Remaining 80C gap, best instruments, actual tax saving in rupees
Portfolio Health Checker
Check your existing portfolio against sector consistency scores.
Input
Current holdings and allocation percentages
Output
Portfolio sector score, rebalancing suggestions
Tools give you the numbers. A conversation gives you the plan.
The calculators show you what the math says. A consultation with the Rapcova team applies that math to your specific situation — your goals, your timeline, your current portfolio, your tax position.